Signup FAQ
How Stripe Setup Works
- Enter your username and email here
- You'll be redirected to Stripe to create your account
- Stripe will ask for your personal/business info and bank details
- Once complete, you can start receiving tips immediately
Stripe Questions - What to Choose
- Individual vs Company: Choose "Individual" unless you have a registered business entity (LLC, Corp, etc.)
- Industry/Category: Select "Digital Products" or "Donations" - tips are considered digital goods
- Bank Account: Yes, you need a bank account to receive payouts from Stripe
Username Policy
Usernames that don't complete Stripe onboarding within 7 days may be released for others to claim.
Your Responsibilities
- Chargebacks: You are responsible for any disputed payments or chargebacks
- Refunds: Handle refund requests directly through your Stripe dashboard
- Taxes: You're responsible for reporting and paying any applicable taxes
- Compliance: Ensure your use complies with Stripe's terms of service
Fees
- Platform fee: 0% - Ninja Backer is free!
- Stripe fees: ~2.9% + $0.30 per transaction (paid by you)
- Example: On a $10 tip, you receive approximately $9.41
Minimum Tip Amount
The minimum tip is $1 USD (or equivalent in other currencies). You can customize your suggested tip amounts in your dashboard after setup.